6 Best Expense Tracker App

Managing personal finance can be a daunting task, especially when it comes to tracking expenses and budgeting. With so many bills to pay, receipts to keep, and budgets to manage, it can be challenging to keep track of where your money is going.

Fortunately, there are many expense tracker apps available today that make this process much easier. These apps can help you monitor your spending, set budgets, and plan for the future. In this article, we’ll introduce you to the six best expense tracker app that will help you manage your money.

1. Mint – Best Expense Tracker App Overall

  • Operating system: Android and iOS
  • App rating: 4.3
  • Owner: Intuit

Mint is a budgeting app that allows you to organize all your finances in one place, making it an excellent choice for beginning budgeters and savers. With Mint, managing and saving money becomes easy. The app allows you to set category-specific budgets and saving goals, and it connects with your financial accounts to provide a clear picture of your financial health and total debt.

Mint is especially helpful because it can teach you how to save money more effectively and improve your financial knowledge. This expense tracking app is also straightforward to use. You only need to download the app and create an account with your personal information, such as your name, email, password, and username.

In addition, Mint allows you to set up bill reminders and get notified when you overspend beyond your set budget, charged late payment fees, or when an upcoming bill is almost due. It also has goal-setting features that allow you to set financial goals and track your progress.


  • 100% secured
  • Reminder and alert tools
  • Sync to a wide range of financial accounts
  • Free credit monitoring services


  • Occasional account connection problem

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2. QuickBooks

  • Operating system: Android, iOS, Windows
  • App rating: 4.3
  • Owner: H.I.G and Intuite

QuickBooks is an application that provides features such as built-in receipt scanning and financial reporting for individuals and small businesses to manage their finances on a single platform. All transactions will appear in the app by synchronizing credit cards, bank accounts, and e-wallets like PayPal and Square.

QuickBooks’ dashboard is updated in real-time, allowing users to track expenses and income as they occur. The app uses state-of-the-art security features to protect users’ personal and financial information, including password-protected login, 128-bit encryption technology, Verisign scanning, and firewall-protected servers.


  • Supports thousands of third-party integrations
  •  Easy to generate reports
  •  Extremely user-friendly
  •  Affordable


  • It freezes and shuts down sometimes

3. Zoho

  • Operating system: Android, iOS, and Windows
  • App rating: 4.8
  • Owner: Zoho INC

Zoho Expense is one of the best expense managing apps that helps businesses and individuals automate spending reporting and gain complete control over their expenses. This app was primarily built to reduce overspending, prevent policy breaches, and provide insights into discretionary spending to improve financial health.

Zoho Expense automates expense reports from the balance sheet to receipts and helps you save a significant amount of effort and time. It also streamlines booking, business travel, tracks advance payments and enforces multi-level approvals.

Its high degree of customization makes it pretty easy for organizations to implement Zoho Expense effectively and quickly without altering existing processes. Furthermore, the ability to integrate Zoho Expense with plenty of other third-party apps helps it fit into existing ecosystems seamlessly. Thousands of businesses and individuals across 150 countries consider Zoho to be the best expense tracker app.


  • Its pricing model is great for individuals and small businesses
  • Set up is quick and easy
  • It has a free plan 
  • It captures receipts and expenses neatly


  • Some interface links and buttons are not intuitive


  • Operating system: iOS and Android
  • App rating: 4.5
  • Developer: Jesse Mecham

You Need a Budget (YNAB) takes a unique approach to expense tracking. The expense tracker application is based on the philosophy that every single dollar that you’re projected to earn needs a job. Therefore, you assign it to either be saved or spent.

The application connects directly to financial accounts to gather balances and transactions that enter directly into your budget, so you can immediately see where you stand with your spending. During our review, we found the app a bit difficult to master. However, the app provides plenty of educational materials that help users learn how to use it.


  • Sync to financial accounts
  • Free 34-day trial period
  • Permits for a budget to be shared
  • Offers several educational resources


  • It takes time to master

5. Personal Capital (Empower)

  • Operating system: Android and iOS
  • App rating: 4.5
  • Developer: Empower

Personal Capital, now Empower is an app that helps you manage cash, plan for the future, and invest smartly. You can easily monitor your finances by connecting your financial accounts, such as credit cards, bank accounts, investments, retirement accounts, and e-wallets, to the app’s dashboard.

The app provides features like portfolio analysis, net worth and cash flow tracking, calculators, savings planner, and retirement planner to assist you in effectively managing your investments, comprehending your cash flow, monitoring your portfolio’s performance, and avoiding hidden fees. With Personal Capital, you can meet your investing goals. 


  • Dedicated financial advisors
  • Advanced tax optimization strategy
  • Individual securities available
  • 100% security


  • High management fees

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6. EveryDollar

  • Operating system: Android and iOS
  • App rating: 3.5
  • Owner: Dave Ramsey Solutions

EveryDollar is a simple back-to-basics budgeting software that comes loaded with all the features you need to start budgeting immediately. The app allows you to drag, drop, rename, and arrange everything in a way that suits you.

In addition, EveryDollar syncs across all devices, allowing you to check your budget on the go and spend with confidence. It ensures that big bills won’t sneak up on you again, and you can even set due dates for expenses with the app. Finally, EveryDollar enables you to split long receipts across different expenses and categories.


  • It has a user-friendly interface
  • No ads (unlike Mint)
  • Great for beginner budgeters
  • Offers the best free app to track expenses


  • Limited features compared to other popular budgeting apps like QuickBooks and Mint

Bottom Line 

Each expense tracker app reviewed in this blog post has its own unique features and benefits. From the simple and intuitive interface of Mint to the advanced budgeting capabilities of YNAB, there is an app out there that will meet the needs of anyone looking to manage their finances more effectively. 

Whether you are looking to track your spending, save for a specific goal, or simply gain a better understanding of your financial situation, these five best app for expenses provide a great starting point. By taking advantage of these tools, you can gain greater control over your finances and work towards achieving your financial goals.


  • Uchenna Agwu

    Uchenna Agwu is a seasoned professional with six years of industry experience creating finance content. He's a skilled SEO copywriter and content manager who tailors his content to meet the needs of his target audience. Uchenna Agwu simplifies complex financial concepts to help readers make informed decisions about making money, budgeting, saving, and investing. His content combines expertise with a knack for SEO and analytics to deliver measurable results.

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