Comprehensive Guide on How to Make Money Online in Nigeria in 2023

The first time I discovered that I could make money online in Nigeria was during my first year at the University of Uyo. When I got into the University, I met two of my colleagues who were making a full-time income online while schooling.

Like any free-spirited, at 22 years, that was my dream. So, of course, I thought, “Can’t I also do the same?” I approached them to ask them how they had been doing it. 

They were kind enough to tell me the services they were offering online and the platforms they were getting jobs from. Immediately I discovered I could legally make money online as a Nigerian student. I decided to try it myself.

Since then, I have earned thousands of dollars annually while working from my laptop. Continue reading to how to make money online in Nigeria. 

1. Freelancing Writing 

Freelance writing is one of the popular ways to earn online income in Nigeria. One of the benefits of freelance writing is that you can gain exposure by writing for big brands. The first brand I wrote for paid $20 for 1,500 words. This wasn’t a lot of money, but I used the opportunity to improve my skills, build my portfolio, and get my name out there. 

I currently don’t do a lot of freelancing anymore because I’m concentrating on my own brand, but I have friends who earn up to $5k a month doing freelance writing. The good news is that getting started with freelancing writing in Nigeria is not as difficult as you may think.

You just need to learn how to write content and start reaching out to clients. If you’re ready to start your freelance writing journey, read my post on How to Start Freelance Writing With no Experience. In the blog post I covered everything you need to get started.  

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2. Start a Youtube Channel

There are many ways to earn income through a Youtube channel. The most popular one is Google Adsense monetization. You make cash each time your viewers click on ads showing on your videos. 

Besides Adsense monetization, you can promote digital and physical products on your videos. This method allows you to make money when people buy through your referral link or promo code. You can also add a link to your online store for viewers to visit and buy your products.  

3. Create a Blog 

Making money online in Nigeria by creating a blog is more realistic than many people actually think. The good thing is that it offers many routes to monetization.

Bloggers earn money through affiliate marketing. This method allows you to earn a commission when readers click your affiliate link and buy.

Apart from promoting affiliate links, there are many other ways to make money through blogging, including writing sponsored posts, displaying advertising, and selling your products. Blogging platforms such as NameCheap provide an easy and cost-effective way of starting your blog for less than #30,000. 

4. Become a Proofreader 

As a proofreader, you’ll be helping bloggers, writers, and even court reporters ensure their work is error-free and grammatically correct. A proofreader’s job is to be an extra eye after the writer has finished writing.

You’re paid to find errors that made it to the finished text. With a good number of clients, freelance proofreaders in Nigeria can earn a decent income that’ll be enough for them to take care of their bills and live comfortably. 

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5. Become a Transcriptionist

Transcriptionists listen to audio files and transcribe them into written texts. The most common transcription jobs fall into three categories — medical, legal, and general.

Companies in the legal and medical industry may require you to have some experience or knowledge in the field. Transcription pay will vary depending on your level of expertise and industry.

The good news is that there are many platforms where you can get transcription jobs. These include but aren’t limited to GoTranscript, Upwork, Fiverr, LinkedIn, and Rev. 

6. Work as a Virtual Assistant 

This is an all-encompassing name for someone who provides online services to small businesses and big brands. As a virtual assistant, your role can range from social media management to graphics design and blog management. 

Though I haven’t tried it myself, I have seen close friends who make around $25 per hour offering virtual assistant services. The beauty is that you provide this service from the comfort of your home. 

7. Create a Mobile App

As a Nigerian, you can make money by creating a mobile application that solves people’s problems. You don’t need to be a developer or software engineer to create a mobile app. 

If you’ve a good idea, find someone with the technical skills to help bring it to life. You can ask for recommendations or go to platforms like Upwork, Fiverr, or Freelancer.com to find a developer or software engineer for your mobile app project.

Once your mobile app is live, you can monetize it through Google Admob. Apart from Google Admob monetization, you can sell it to a bigger brand or offer a premium version. 

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8. Start Investing 

When people think of investing in stocks and crypto, the first thing that comes to mind is huge capital. But the truth is that you don’t need a huge amount of money to start your investing journey in Nigeria.

With as low as #15,000, you can begin buying and trading foreign stocks. One of the reliable platforms that you can use to kick-start your stock investment journey in Nigeria is Bamboo. The platform is easy to use. You just need to download the app, create an account, and start buying and trading stocks

On the other hand, some reliable places to buy crypto as a Nigerian include BuyCoins, Binance, Patricia, and Quidax. These cryptocurrency marketplaces have been around for a while and have all the great features you might want, including friendly customer support, fast transactions, and a clean interface. 


Making money online in Nigeria is possible. You just need the right tools and skills to earn a decent living online in Nigeria. We hope this guide on how to make money online in Nigeria has helped you learn what’s possible.

However, keep in mind that it takes dedication, hard work, and persistence to succeed on the internet. In our subsequent blog posts, we’ll be discussing each of the methods discussed in this article in detail. 


  • Uchenna Agwu

    Uchenna Agwu is a seasoned professional with six years of industry experience creating finance content. He's a skilled SEO copywriter and content manager who tailors his content to meet the needs of his target audience. Uchenna Agwu simplifies complex financial concepts to help readers make informed decisions about making money, budgeting, saving, and investing. His content combines expertise with a knack for SEO and analytics to deliver measurable results.

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